Our Process
You Have Questions About Your Wealth.
Let’s Talk About Them, Together.
Who Does Accretion Serve Best?
We’re a good fit for those who are:
Managing assets across multiple countries and concerned with the technical tax challenges and regulatory requirements.
Seeking guidance that addresses all aspects of their wealth, from a team who understands what makes them different.
Focused on growing and preserving wealth long-term, but lack a clear, cohesive plan.
Our 3-Step Process
Here’s what you can expect when working with us:
STEP 1
Introductory Call
We’ll get on a brief call to start talking through your questions and concerns. Tell us what’s on your mind, and we’ll introduce you to the ways we can work together.
STEP 2
Explore Your Objectives
Our plans are customized to your personal and professional financial picture. We’ll discuss what matters most to you, how your financial assets are currently organized, and what top questions you have so that we have what we need to put together our recommendations.
STEP 3
Move Forward Together
Once we’ve identified your goals, challenges, and priorities, we’ll get to work developing a custom plan that fits your needs. When you’re ready to put that plan into action, we’ll walk you through every step of what comes next.
This isn’t a one-and-done solution. Throughout our partnership, we’ll continuously monitor, advise, and guide you forward. As questions or changes arise, we’ll be here to help you through the next steps.
Book Your Introductory Call
What to Expect on Our Call
Share what brings you to Accretion
Discuss your goals and what matters most to you
Discover who we are, what we offer, and how we can help
Determine whether we’re the right fit for one another
Discuss next steps
Have Questions or Need More Information?
Let us help! Fill out the form and our team will get back to you shortly
Frequently Asked Questions
What does it mean to work with an independent financial advisor?
As an independent financial advisor, we are not limited to the products of a single financial institution. At Accretion we have greater flexibility to evaluate strategies, investments, and resources based on each client’s individual needs and goals. Through our relationship with Sanctuary Wealth, we maintain our independence while having access to the technology, resources, and infrastructure of a larger wealth management platform.
What does it mean to work with a fiduciary?
A fiduciary is required to put your interests first when providing investment advice. That responsibility includes a duty of care and a duty of loyalty. For us, it means understanding what matters to you, providing advice aligned with your goals, and being transparent about potential conflicts of interest.
Where are my assets held when I work with Accretion?
Your assets are held with a qualified third-party custodian rather than directly at Accretion. For accounts custodied with BNY Pershing, Pershing holds and safeguards the assets while Accretion provides the advice and wealth management relationship. This separation between your advisor and the institution holding your assets provides an important layer of independence and oversight.
Who are Sanctuary Wealth and BNY Mellon | Pershing, and what role do they play?
Accretion operates as an independent wealth management firm within the Sanctuary Wealth network. Sanctuary provides the platform, technology, operational resources, and other infrastructure that support our practice, while allowing us to maintain control of our client relationships and approach. BNY Pershing provides clearing and custody services and, for accounts held there, safeguards client assets and supports account reporting and transactions.
What happens to my assets if my advisor is unavailable or Accretion is no longer in business?
Your assets are held with a qualified third-party custodian, not directly by Accretion. This means your assets remain in your custodial accounts even if your individual advisor becomes unavailable or there is a change involving Accretion. Our relationship with Sanctuary Wealth also provides broader operational infrastructure and support beyond an individual advisor.
Will I have direct access to my accounts and investment information?
Yes. You maintain visibility into your accounts and can securely access information about your holdings and account activity through the custodian’s platform. Qualified custodians also provide account statements directly to clients, along with applicable trade information and tax documents.
What is expected of me as an Accretion client?
The best advice begins with an open and collaborative relationship. We ask that you keep us informed about your goals, priorities, financial circumstances, and meaningful changes in your life. From there, we can work together to keep your wealth strategy aligned with what matters to you.